What is the executor of an estate?

The executor of an estate is the person or institution responsible for distribution and management of the deceased property as per his or her will. This means that an executor has many functions to do according to the will. Here are some of the functions of an executor:

· Find the deceased individual’s assets and manage them until all of them are distributed to the inheritors

· Deciding on whether or not probate the court proceedings are required

· Figure out who has inherited property

· File a will (if any) in a local probate court

· Handle day-to-day details

· Set up the estate bank account. The account will hold all of the money that deceased person – owns. For example, stock dividends or paychecks

· Use estate funds to settle continuing expenses such as utility bills, homeowner’s insurance premiums and mortgage payments etc..

· Pay all the deceased debts

· Pay all the deceased taxes

· Supervise all the distribution of deceased person’s property according to the will


What Is A Living Will?

A living will, known in most states as a Directive to Physicians or Health Care Directive, sets out your wishes about what extended medical treatment should be withheld or provided if you become unable to communicate those wishes. The directive creates a contract with the attending doctor. Once the doctor receives a properly signed and witnessed directive, he or she is under a duty either to honor its instructions or to make sure you are transferred to the care of another doctor who will.

There is an old saying, “nothing is sure in life except death and taxes”. Whether you like it or not, someday you will die. How you die and how it effects the people you leave behind can be affected by whether or not you have a living will.

Say you feel that if you develop an inevitably fatal illness, you do not want any extreme measures taken to prolong your suffering or to cause you additional suffering or loss of dignity while you are dying. Say you have a massive stroke and end up in a coma and according to the doctors you are brain dead or completely unresponsive. You are being kept alive by a bunch of machines and tubes. Now say you had previously told someone, your spouse, one of your children or a parent, that you did not want to be kept alive by extreme measures. That person tells the doctor that you would not want to be kept alive by a machine, however, another family member, who can not take the thought of your dying, tells the doctor that you wanted to be kept alive by any means possible. Now, there is a problem.

Both family members love you and both want to do what is best, however they disagree and end up causing great emotional distress to each other and to other people who love you, as well as forcing you to be kept alive against your wishes while the matter is being settled, and as well as running up considerable medical and legal expenses that have to be paid by someone. None of this would have taken place had you taken the time to have a living will prepared.

Conversely, say that you would like to receive all medical treatment that is available, no matter what. Since you can not speak for yourself, your spouse or a loved one, not knowing your wishes and who believes in dying with dignity, tells the doctor to turn off the machines and let you die. No one else knows what you wanted so the machines are turned off and you die. Had you taken the time to have a living will prepared they would have tried to keep you alive.

The foregoing examples are very black and white and most incidences will vary in various shades of grey, however I hope that you will understand the point that I am trying to get across.

Note: I am not an attorney or a doctor and none of the foregoing should be construed as legal or medical advice. This article is written strictly as my opinion based on life experiences through both my personal life and my work as a private investigator when investigating family disputes. As in all matters of law you should always consult an attorney before taking on any legal endeavor.

Whether you are married, single, young, old, healthy or ill, a living will is an inexpensive way of insuring that your wishes are carried out in the event that something untoward happens. It could also spare your loved ones the emotional distress of being forced to make such an important decision for you.

Jayden Briggs writes about Charlotte Collection Attorneys, Chandler Collection Attorneys and other legal topics.

Free Traffic For Real Estate Agents

Your first step begins with creating a 10-15 page small report that is a very detailed, step-by-step plan.

Now, there are some important aspects of this report that will likely differ from what youve heard before about creating freebie reports that I need to mention in regards to this strategy. So, let me organize the creation of this strategically designed report into three simple steps for you to complete.

1. CHOOSE a specific real estate topic.

The first thing that I want to mention is that youll want to choose a TARGETED topic for this special report. I know, I know, youve been beaten over the head with a niche 2X4 so many times youve got splinters sticking out of your scalp. ? For this strategy, youll want to have a TARGETED topic for reasons that Ill explain in our next section.

Creating a report on 12 things Home Buyers should Avoid (broad topic)

would be a better:

Learn the #1 Secret Investors Use to Buy Homes $ 10k under Market (narrow topic)

Think of it this way: Whats your field of interest or expertise? Your small report needs to be an written to separate yourself from the other 5,000 agents in your city, who all have the same free reports they got loaded on their site when they signed up at the brokerage.

Your topic should be specific enough that it would require additional articles, reports, mini-courses, products, etc. to explain the finer points of each step included.

Your topic shouldnt be to specific that it cant be overviewed in 12-15 pages.(i.e. Medicine would be too broad!)

Choose a topic related to your field of interest or expertise.

2. COMPILE a glorified checklist.

Your small report needs to be in the form of what Im going to label as a glorified checklist. A checklist is simply a list of things to do in order to complete a task. These steps are checked off as they are completed. Thus, the term checklist.

Youll create your small report in the classic how-to format (you know the drill, step-by-step system arranged chronologically) but because its a checklist youll include MORE STEPS than usual.

20-25 steps on your checklist:

Let me refer to just a quick example of 20 steps that might be listed on a checklist of creating an information product to give you an idea here:

1. Determine the target audience you want to reach.
2. Decide upon the topic of your product.
3. Choose the title of your product.
4. Select the format of your product.
5. Brainstorm ideas you want to include in your product.
6. Create a working outline for your product.
7. Identify what extra content to save for bonuses.
8. Choose chapter headings for your product.
9. Divide the chapters into daily writing assignments.
10. Create a Microsoft Word template to use when writing.
11. Complete the writing assignments.
12. Read completed materials and edit.
13. Insert additional content where needed.
14. Create and insert graphics as needed.
15. Hire someone to proofread the content.
16. Insert backend offers and additional resource links.
17. Create interior pages (Title, legal, about the author, etc.)
18. Polish the report with styles, indentions and fonts.
19. Compile the product into a delivery format.
20. Price your completed services and prepare to market.

If youre going to create an information product, this is a good checklist of things to complete. Once youve done them all, youd have a product created.

Now, the reason I described this as not just a checklist but rather as a glorified checklist.

Most checklists arent very descriptive in the activities listed. I mean, what I just gave you was a checklist of actual activities youd need to complete in order to create an information product.

The problem is, there are a lot of details involved in each of those 20 steps I listed, isnt there?

You dont want to give the readers of your report a traditional checklist with a series of action steps with no explanation.

You dont want to give the readers of your report a traditional tutorial with a series of action steps with too much explanation.

The right mixture is found somewhere in between a simple list of things to do and a full-blown product offering. The right mixture is found in a glorified checklist.

Create a checklist of 20-25 steps with 2-4 paragraphs of explanation for each of the steps listed. Give them at least one really useful suggestion for each step so they know what youre talking about.

Lets look at an example:

In my list of 20 steps to creating a free information report for my real estate clients, step 2 was Decide upon the topic of your report. So, what Id do is give prospects ONE WAY to find a hot topic (think big problem currently on their minds), go to public forums to see what people are most interested in. Id explain that thoroughly enough that they could do it and then Id move on.

You want to give them enough information that they can use it without giving them so much information that they dont need to buy anything. Its the classic useful, but incomplete formula that Ive learned and implemented for the past 7 years.

So, create this checklist-style report of 20-25 steps with 2-4 paragraphs of information for each step, and as you do that.

Shane Melanson is a highly sought after online marketer and social media expert for real estate professionals known for his unique and cutting edge marketing techniques.

For more information simply call 1.800.931.7497 Ext 1 or go to Video Influence Productions

Learn how to attract new clients to your business using web videos on YouTube: Real Estate Video Marketing

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Building Trust as Marketing Tool

Trust, according to Meriam-Webster.com is ‘assured reliance on the character, ability, strength, or truth of someone or something.’ The website also suggests that it is ‘one in which confidence is placed.’ Both definitions suggest that trust is all about reliance; indeed a relationship without trust is no relationship at all.

For any organization, trust is essential. It is something that can only be built through time. But the irony of it is it can also be destroyed in a blink of an eye. It is therefore necessary, no, imperative, for organizations to nurture this trust placed on them by customers since this is the foundation of effective relationships. As a matter of fact, a trusting environment correlates positively with high degrees of organizational success. Obvious advantages include accelerated growth, good reputation, effortless communication, and heightened loyalty.

How then do you establish trust among your client base? Why do people go back to a particular brand even with the full knowledge that they are a bit more expensive than their competitors? Why do people go for a particular variety when there are copies available? The answer to this question is because they trust the brand. Read on and understand how businesses can foster a solid trusting environment with customers.

First, a business must realize that it is impossible to please everyone. What this suggests is that companies should focus on a particular segment that it wants to serve. By zeroing in on a particular segment, the service becomes a brand. The brand becomes a reputation and with that, trust is not far behind.

Try this parallelism. Print brochures are often given away like there is an infinite source of paper. They are handed out to all passers-by in a mall or any public places. Now look and observe how ‘mallers’ react. Reactions vary from ignoring them completely, to politely refusing them, to taking them only to throw them away later. This is certainly not effective. The problem here is because the brochure printing material or print brochures become worthless commodities. But if it is targeted to a particular segment – those who actually need the product or services – chances are there will be interest in it.

Second, a corollary benefit of focusing on a specific niche is that the expertise is perceived. Needless to say, with differentiation comes expertise. For instance, Nike has an accessory for all types of sports. There is a shoe for any sport conceivable. I think the only sport that they do not produce a shoe for is swimming. As word spreads of this expertise, clients will come and it would become easier to establish and maintain relationships because their needs are so accurately met. This is one foundation of a trusting relationship.

These illustrate how strategically important it is for small businesses to focus on how trust can be built or nurtured. As a result, businesses will be more profitable and clients will be more satisfied. These are the ingredients for longevity and growth.

Resources: Lea Delaney is specializing in writing articles on a printing company. Try to check out this website for more information about brochure printing, the best place to print brochures online successfully and inexpensively.

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When a Bankruptcy Lawyer is Needed

One of the biggest challenges of the average consumer today is how to budget his money wisely. Because of the rising costs of many commodities as well as other financial obligations, it isn’t a surprise that millions of Americans are facing a crisis. People fall into huge amounts of debt, businesses fail, and payables remain unpaid. When worse comes to worst, there may be no other way but to file for bankruptcy. If you find yourself in such a situation, then it is high time to get the help of bankruptcy lawyers.

Bankruptcy lawyers may also be considered under the category of family lawyers, since they help settle family-related matters that involve the use of money and properties. Depending on your current financial status, a bankruptcy lawyer can determine your best ways of settling with the parties you are indebted to, or how you can pay off your debts. Take note that not all dire financial situations call for the filing of bankruptcy. Bankruptcy lawyers make it possible for you to assess your current standing, and assist you in getting back on track to a better financial status.

When a client files for bankruptcy, the lawyer represents you in a meeting where all your creditors are involved. Such companies that may be represented are your mortgage firm, your credit card company, auto loan provider, and others. If a client does not have enough to pay such debts, bankruptcy lawyers will negotiate the best ways for all parties to be appeased. When the court has determined that the client in question is unable to pay for his debts, he will be declared as bankrupt. Under this condition, a client cannot apply for loans and other restrictions will be imposed. After a period of five years, bankruptcy may be lifted, and the client has options for rebuilding his credit.

Mohamed Hossam
Website: Lawyers
Source: Law News

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Don’t Be Outsmarted By Your Lawyer! Get These Tips Down!

Court can be intimidating, but it is a little less scary when you have a lawyer by your side. No matter what kind of case it is, you need a person on your side that can handle the process. Continue reading to learn helpful information that you should be aware of.

You want to always be able to stay in communication with your lawyer. Many people complain about not having a lawyer who is easily reachable. Choose a lawyer who has an efficient support staff so getting in touch with them is easier.

Keep your lawyer on retainer so you can ensure you’re prepared. By having a lawyer on retainer, you will not have to spend time finding an attorney should an issue arise. Keeping an attorney on retainer helps give you a resource for legal advice.

TIP! Make sure you identify your problems and concerns before looking for a lawyer. Is it really necessary for you to hire a lawyer? If you are involved in a lawsuit, have been accused of a crime or are entangled in a bitter divorce, you have valid need of a lawyer.

It is best to hire a real estate lawyer if you are dealing with issues related to a home you are selling or buying. This will help you to be sure that you can deal with the case quickly and get a judgment in your favor so you have a good outcome.

You should not choose the first affordable lawyer you find in the local yellow pages. Do some background research and ask people you know for recommendations. You might get some bad surprises if you base your choice only on a recommendation from someone you know. Don’t make a haphazard mistake that’s easily avoided.

Don’t hire a lawyer that gives off bad vibes. This also includes how comfortable you feel with their fees. Never sign a blank check for their retainer! Figure out the fees upfront so that you’re able to control what the costs are before losing control of them while your case is going on.

Work with your lawyer to figure out the best time to get together with them. Lawyers often disappear for long periods. Setting a schedule from the start is a good way to sidestep such issues.

TIP! Don’t hesitate when you have a question for your lawyer. Your lawyer should explain everything they do and keep you up-to-date on a regular basis.

Decide ahead of time what kind of budget you have to work with. If you are the plaintiff in a civil suit, you need to consider whether suing your target is worth the cost. Research the types of fees you will absorb if you choose a certain attorney. Chat with them about the budget you have and what you need to happen. You should also make sure you know if they charge higher fees for bigger wins.

Your case might suffer if the workload of your lawyer is too heavy. You should always ask a lawyer if he has sufficient time to deal with your case before you hire him. Lawyers are generally honest about whether they have time to properly try your case.

Pay attention to how friendly the staff of your lawyer’s office is. Note how quickly they respond to your calls. Does the worker at the desk treat you with respect? If you don’t hear anything for days, give up and move on.

Do not hire any lawyer that makes you feel uncomfortable. That is especially true of the fees they charge. When you give them a retainer, don’t just hand over a blank check. Request an initial estimate as a means to help control costs before they escalate throughout the course of your matter.

TIP! Keep a journal of all the contact that you have with the attorney. Discussed content, amount paid, time and date should be recorded in the log.

It is important that you get along well with your lawyer. If you don’t feel comfortable with your lawyer, you won’t have a good client-lawyer relationship. Trust your instincts when choosing a lawyer.

If a lawyer is nothing but confident that he or she will win the case, find a new lawyer. A great lawyer knows there aren’t guarantees, and the ones stating otherwise are selling themselves. Use this as a warning sign for hiring lawyers.

Ask your general personal lawyer to ask for a recommendation for a lawyer that will fit whatever you specific need is. Your lawyer knows who else is out there that they’d use in your situation. If you’re already in business with a particular lawyer or firm, they will be more inclined to cater to your needs and give you quality advice.

Don’t hire the first attorney you come across, carefully check out their reputation and seek recommendations if possible. Online reviews, coupled with bar association reports, will give you an accurate idea of whether a certain lawyer is right for you. Doing this will save you a great deal of money, time and irritation as time passes.

TIP! You must ask plenty of questions when interviewing a large number of lawyers. By doing this, you can select the best one for your specific case.

Prepare yourself before you meet with a lawyer. They get hourly compensation. Every time you need them for anything, they will be charging you. If you have all the information you need at the meeting, you are going to be able to resolve your issues at once and pay less too.

Regardless of your reason for needing a lawyer, it is in your best interest to be prepared. You really need a lawyer that is going to work in your best interest. You now have the information you need to hire the right attorney to take on your case.

Discover More About Chapter 13 Bankruptcy

The main intention of filing bankruptcy under Chapter 13, is to repay the debts standing in their name and at lower or no interest. This Chapter is different from Chapter 7 in that it involves liquidation of assets and allows the debtor to pay off the creditors from their future business profits. It can thus be seen that Chapter 13 bankruptcy is beneficial for a debtor with regular source of income and request for such adjustment facilities.

The maximum period allowed to a debtor under the United States Bankruptcy Code is 5 years within which he has to repay the creditors. Though the debtor is under the protection of the Attorney, the gamut of operations is supervised by the courts.

How Does Chapter 13 Bankruptcy Work?

Allowing the debtors to retain their property, the court extends certain financial relief to them. A detailed schedule of possible transactions with their duration is created by drawing a plan. The period of payment commences between 30 and 45 days after the beginning of the case.

The elimination of temporary payment to a creditor through the trustee, as in Chapter 7 is avoided in Chapter 13 Bankruptcy. The temporary phase of payment to the creditor through a trustee, as in Chapter 7 Bankruptcy is eliminated in Chapter 13 Bankruptcy. Strict adherence of repayment plan as scheduled by the Court is followed and under any circumstances, the creditors are banned from resorting to collection of claims from the debtor.

Full discharge option which is not allowed under Chapter 7 filing is agreeable under Chapter 13 which is a plus point. In the event of fulfillment of repayment plans as scheduled, he/she will reap the full benefit. Yet another piece de resistance under Chapter 13 is repayment is possible, despite the disagreement of the creditors, subject to the approval of the court.

To discover more relevant facts about Chapter 13 Bankruptcy Click-Here

Lana runs an extremely resourceful website where you can find loads of Free Credit Repair Advice.

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Trademark Law Misconceptions

1. A trademark Could be “Reserved” for Some Indefinite Future Use

One prominent misconception involving trademark protection is that a trademark could be “reserved” for some indefinite future use. This is wrong. Trademark protection does not exist unless and until the trademark is used in commerce in conjunction with goods and/ or services. A trademark applicant cannot “reserve” a trademark for some indefinite future use. Only by filing under intent-to-use provision can a limited-time reservation occur. This type of trademark application requires a subsequent filing of a declaration of use confirming bona fide use of the trademark. The applicant is granted a six-month period in which to file a declaration of use. The applicant may request extension of this time in additional six-month periods. In no event may the declaration of use be filed later than 36 months after filing of the trademark application – that registration would not be allowed.

2. A Trade Name Confers Upon Itself Registered Trademark Rights

Another common misconception is that reservation of a trade name by a provincial or federal incorporation, and approval as a corporate name, confers upon the trade name registered trademark rights. It does not. Only filing of a formal trademark application with the Trademark Office may secure a properly registered trademark.

3. A Last Name of a Person May be Freely Used as a Trademark

Most people believe that they have an unrestricted right to use their own last name as a trademark for goods and/or services. This is wrong. A person does not have an absolute right to use his or her own surname for commercial purposes. For example, Tom McDonald could not enter the fast food hamburger business and begin selling “McDonald’s” hamburgers. Using that name in conjunction with hamburgers is a trademark of the McDonald’s Corporation. If Tom McDonald was permitted to sell his “McDonald’s” hamburgers, consumers would likely be confused as to the source of “McDonald’s” hamburgers. He likely could sell “Tom McDonald’s” hamburgers, albeit without the use of the golden arches. However, Tom’s brother, Ronald, may find it difficult to do the same.

4. A Trademark Exists for the Benefit of its Owner

The most common misconception about trademarks is that they exist for the benefit of the trademark owner. They do not. They exist for the benefit of the consumer. The purpose of a trademark is to identify the origin of a particular product, so that if one buys a product with the Xerox name on it, he or she knows that a product manufactured by Xerox. Another important point to remember is that while patent and copyright protection has a limited duration, trademarks could exist forever. That is why when trademarks are assigned or sold, they are sold along with the “goodwill” which public opinion associates with them.

5. The Best Trademark is the One That is most Descriptive

A common misconception is that the best trademark is the one that is most descriptive. In fact that is the worst possible trademark. One of the main grounds for the Trademark Office rejection of a trademark registration is that the trademark is merely descriptive. Another and related ground of rejection is that the mark is generic. In other words, a mark that identifies a product by its generic or its descriptive name may accurately identify the product but does nothing to identify the manufacturer or seller. Not surprisingly, the best trademark is one that bears no reasonable relationship to anything.

The theory is that an owner of a trademark creates the value of the trademark. The owner does this by advertising, marketing, and selling a good product. Many people come to our office with what they consider to be a dynamite trademark because it really sets out in the public’s mind the nature of the product or service. What these people believe is that the mark will develop the market. They have it exactly in reverse – it is the marketing of the goods and services protected by the trademark that gives value to the trademark. What is surprising is not that so many people have that misconception, because it is perfectly natural, but how many of them refuse to believe when they are advised to get rid of the descriptive or generic mark because it probably will not be able to be registered anyway, and even if it is, it probably would be knocked out somewhere down the line.

Just so the record is clear, the mere fact that there is some description in a mark does not in and of itself mean that the mark is automatically invalid or cannot serve as a trademark. What the mark cannot be is “merely descriptive” or generic. Some degree of description is allowed. The problem is that this always becomes a matter of judgment. Our advice to the client is usually, “Don’t spend a lot of money, time and effort trying to convince an examiner to allow a trademark that contains some description if you have not already invested money into that trademark.”

6. Trademark Rights Cannot be Lost

Even though a trademark may exist forever, the owner can lose it at any time. The reason a trademark can exist forever is that once a product or service has been identified with a certain mark in the mind of the public, the public has a right to rely on that mark as long as that company is delivering the product or service. On the other hand, if the product name becomes so familiar to the public that it becomes generic, then the owner loses the trademark. An example is the Monopoly game. Because Parker Bros. did not carefully safeguard its trademark on the name “Monopoly,” it lost it. The game of Monopoly, according to the judge who tried that case, is now a generic term, and so when people hear the term “Monopoly,” they think of a particular type of game, as opposed to a particular company that makes it. Examples of marks that are carefully guarded are Xerox and Kleenex. Even though people commonly refer to copying as xeroxing, you will never hear a lawyer for Xerox making such a statement. The correct term is photocopying on a Xerox brand copier. By the same token, you will never see an advertisement for Kleenex, instead the trademark will be advertised as “Kleenex brand facial tissues.”

Andrey Pinsky is Toronto Trademark Lawyer

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Australian Energy Law

Energy laws govern the use and taxation of energy, an indirectly observed quantity, both renewable, or energy which comes from natural resources such as sunlight, wind, rain, tides, and geothermal heat, which are renewable (naturally replenished), and non-renewable, or a natural resource which cannot be produced, grown, generated, or used on a scale which can sustain its consumption rate, once depleted there is no more available for future needs.

Law is a system of rules and guidelines which are enforced through social institutions to govern behavior, wherever possible. These laws are the best primary authorities, or documents that establish the law on a particular issue, such as case decision or legislative act, in this case, related to energy. They could be caselaw, the set of existing rulings which made new interpretations of law and, therefore, can be cited as precedents; statutes, a formal written enactment of a legislative authority that governs a state, city, or country; rules; regulations, administrative legislation that constitutes or constrains rights and allocates responsibilities; and edicts, an announcement of a law, often associated with monarchism. In contrast, energy policy, the manner in which a given entity, often government, has decided to address issues of energy development including energy production, distribution and consumption, refers to the policy, typically described as a principle or rule to guide decisions and achieve rational outcomes, and politics of energy. Politics is a term generally applied to the art of science of running governmental or state affairs, including behavior within civil governments, but also applies to institutions, fields, and special interest groups such as the corporate, academic, and religious segments of society.

In the twentieth century, energy law focused mostly on the regulation of natural gas, a naturally occurring hydrocarbon gas mixture consisting primarily of methane, with up to 20 percent of other hydrocarbons as well as impurities in varying amounts such as carbon dioxide. However it was expanded to include other areas of energy regulation as well.

It also includes the legal provision for oil, gasoline, and “extraction taxes.” The practice of energy law includes contracts for sting, extraction, licenses for the acquisition and ownership rights, the area of law that governs the various forms of ownership in real property (land as distinct from personal or movable possessions) and in personal; property, within the common law legal system. It includes both oil, or any substance that is liquid at ambient temperatures and does not mix with water but may mix with other oils and organic solvents, and gas, both under the soil before discovery and after its capture, and adjudication regarding those rights.

The rule of capture, or law of capture is common law from England, adopted by a number of US jurisdictions, that establishes a rule of non-liability and ownership of captures natural resources including groundwater, oil, gas and game animals, while adjudication is the legal process by which an arbiter or judge reviews evidence and argumentation including legal reasoning set forth by opposing parties or litigants to come to a decision which determines rights and obligations between the parties involved.

Energy is big business in Australia. The Australian Petroleum Production and Exploration Association, known as APPEA, an Australian industry association representing companies which explore and produce oil and gas in Australia, represents 98% of the oil and gas producers in Australia, a country in the Southern Hemisphere comprising the mainland of the Australian continent as well as the island of Tasmania and numerous smaller islands in the Indian and Pacific Oceans.

The Australia mining law governs the exploration and extraction of minerals, a naturally occurring solid chemical substance formed through biogeochemical processes, having characteristic chemical composition, highly ordered atomic structure, and specific physical properties, and petroleum or crude oil, a naturally occurring, flammable liquid consisting of a complex mixture of hydrocarbons of various molecular weights and other liquid organic compounds, that are found in geologic formations beneath the Earth’s surface. It differs substantially from the mining laws of other common law countries, the most important differences arising from the policy decision that the Crown, a corporation sole that in the Commonwealth realms and any provincial or state subdivisions thereof represents the legal embodiment of governance, whether executive, legislative, or judicial, should own all minerals.

John Diaz

Eagan, Minesotta


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Understanding Foreign Law

Whilst it is easy enough to know the laws that govern one’s own country, knowing what laws are enforced abroad is a whole different ball game. As such, when dealing with businesses in another country, not only will understanding their laws help you to avoid anything that could land you in trouble, but it will also ensure that you do not put off prospective clients by suggesting something that to them will be unlawful.

Therefore, when dealing with clients in another country, it is wise to ensure that any translation agency you choose to prepare documents for you has an idea of the culture and country you are tailoring a document towards as well as a general idea of the laws that govern them.

Whilst they are unlikely to be legal practitioners themselves, the very best translation agency will have a good grasp of not only what is actually illegal but also the things that are simply frowned upon in another culture. As such, they may well be able to offer advice on changes to make or simply tailor the document to make it more appealing for your target audience and ensure that the phrasing doesn’t lead them to believe that you plan on undertaking some form of illicit dealings.

Of course, you cannot rely totally on a translation company to ensure you stick to the law in another country. Whilst they may have a good overview of foreign laws, most likely having spent a great deal of time in these foreign countries or having done a great deal of research on them, there will be more obscure laws that they may not know about. Therefore, taking the time to research your own area of industry in the said foreign country is likely to go a long way too. Combined with finding the right translation company, researching your own industry could give you a far better chance of not losing clients needlessly or getting in to trouble through no fault of your own.

The Article is written by www.wolfestone.co.uk/voice_over.php providing Multilingual Voice Over and Spanish Voiceover. Visit http://www.wolfestone.co.uk/voice_over.php for more information on www.wolfestone.co.uk/voice_over.php Products and Services___________________________Copyright information This article is free for reproduction but must be reproduced in its entirety, including live links and this copyright statement must be included. Visit www.wolfestone.co.uk/voice_over.php for more services!

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Anyone Can Succeed in Real Estate

If you don’t own a home, now is a good time to lock in low interest rate mortgages. Find a way to buy something even if it’s a one bedroom condo. Real estate is one of the most consistent performers over time and will always be in demand. There is still some downside risk over the next few years but if you’re planning to hold your real estate holdings for awhile, you should be able to ride it out.

If you still maintain a full-time job, the best way to get started in this investment segment is to buy multi-family units in well-established or up-and-coming locations. Buy a few multi-family properties that generate enough rental income to pay the properties’ mortgages and maintenance expenses and hold them for awhile. Have a good property management company deal with upkeep, screening tenants, collecting rent and evictions; you just want to get a check every month. Don’t get me wrong, there are many ways to make money in this area but my experience is that other methods require too much time while working a full-time job. Having experienced a successful flip myself, I realized I never would have had the time to oversee the project had I not been unemployed and only going to school. It consumed as much time as a full time job and required a great deal of supervision.

If you want to learn about this area of investing, please don’t buy anything you see on TV. Most no money down ideas sound too good to be true because they are. I’ve also found most books to be less helpful than real life experience. The best way to educate yourself is to join a local real estate investment club. Join subgroups, learn as much as possible before you start and be sure to partner up when needed. Learn what works in real life and buy a few good properties. The important thing is to not rush. You have to be patient and take the time to gain knowledge from experts so you can learn what works and from their mistakes. You don’t need hundreds of units, just a few to get started, but as they say, the sky’s the limit.

Jamie has an MBA from Rutgers University and a Professional Certificate in Real Estate Finance, Investment and Development from NYU. He’s traded stocks since he was 13 and bought his first property within a year of graduating college. He also flipped properties and got out before the 2008 mortgage meltdown because he was able to see the market turning before it happened. He’s started two companies and also has experience in investing in antiques, collectibles, gold, silver and trading futures. He currently operates a website dedicated to helping people acheive financial freedom. For help with money visit www.jamiesmoneyadvice.com.

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