Choose What Will Be

Copyright (c) 2010 Scott F Paradis

As both creation and creator you have an extraordinary opportunity in this reality – this earthly playground. Your mission is to fulfill the promise and potential of life. Grounded in an immense landscape – you are an actor in an epic tale written across generations. You are meant to contribute a unique and vital element to this heroic, romantic adventure. Without your contribution the story is incomplete.

You possess a distinct and powerful gift with which to make your mark. You have the ability to choose. You can choose what you will do, what you will be and, to a degree, what will be.

Though it may not seem that way when you are lost in the illusion, the rules of the game are stacked in your favor. The outcome is pre-determined. In the end you will arrive at a glorious destination. Only the route is left to folly – you get to choose the path.

When you are disoriented and overwhelmed, then you experience conflict and strife – disharmony and discord. Interpretations of discontent are burdens you lay on yourself. Instead of letting go of painful circumstances you hold tightly to what you know. Instead of observing and accepting, you judge. Instead of allowing what will be, to be, you seek reassurance and demand control.

Contradictions are rampant in this existence. You observe contrast but often fail to see meaning, purpose, harmony, unity. The tides of change ebb and flow with a rhythmic persistence yet, somehow, you find yourself adrift, lost at sea.

Imprisoned by your “human” nature, caught in the emotion of being; you succumb to ego and fall victim to fear. The need to survive, the energy of emotion and the limitations of the intellect are overwhelmed by a complex environment, the demands of the moment, the challenges of the flesh. Embracing the “world” view, you forget your “true” nature and mistakenly put stock in the notion, “It’s me against the world.” This need not be the reality you embrace.

You are on a journey from the trifles of everyday existence to the exuberance of ultimate joy. Wisdom is realizing the truth: you are whole, complete, timeless and immortal.

You are a spirit on a human journey. You are an observer of a vast illusion – an illusion at once rich in texture and diversity, alive and dynamic and yet simple and elegant and graceful. The illusion is awe inspiring and profoundly uplifting.

You will journey to where you are meant to be. Don’t waste your life on a troubling route. Face the unknown with trust and faith. Choose not to be lost in the illusion. Choose another way. Choose rightly and persevere in your choice until the smoke clears, the fog lifts, the clouds part — until the truth reveals itself. Instead of choosing to experience pain and loss and fear, choose again – choose until you find the joy that awaits – choose what will be.

Scott F. Paradis, author of “Promise and Potential: A Life of Wisdom, Courage, Strength and Will” publishes “Insights” and a free weekly ezine, “Money, Power and the True Path to Prosperity”. Subscribe now at

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Battery Park Real Estate Agents Recommend Planning for the Long-Term

Battery Park real estate agents have the rare opportunity of serving the needs of potential clients in what may be termed a city within a city.  Battery Park City is a city only in name as it is simply a community of 11,198 located in Manhattan, but it offers plenty of living spaces and amenities that seemingly contradict its rather limited geographical area.  It is so named because it is right next to 25-acre Battery Park which is known for—among other things—the terminals for ferries traveling daily between Manhattan and Ellis Island where the Statue of Liberty stands, but the community is better known for its residential areas adjacent to New York City’s Financial District.  It therefore comes as no surprise that a considerable portion of Battery Park City residents are wealthy investors and full-time employees of the Financial District.

Although most Battery Park residents belong to the upper middle and upper classes, this rather isolated neighborhood must not be mistaken for one that is only for the financially well-off members of society.  The city government has taken the necessary steps to ensure clean and healthy living for anyone who wishes to make Battery Park their home.  One notable step is the incorporation of energy-saving features in all residential buildings that have been put up in the area from 2004 onwards.  There are also plenty of options in the neighborhood for property renters due to rates going down in an effort to reduce unit vacancies brought about by oversupply.  There is even more good news for those living in any of Battery Park’s three main residential areas because essential businesses such as supermarkets and restaurants are all within walking distance.

However, Battery Park real estate agents advise potential buyers and residents to think long-term, specifically within the next 5 to 10 years.  Although property prices in Battery Park City have generally remained stable over time, there is no guarantee that a considerable profit will be earned from selling a property within just 4 years of buying it.  This also applies to those who want to invest in income property.  With prevailing low rates aimed at eliminating the problems associated with oversupply that had already befallen other neighborhoods in the city, it will take some time before an investor achieves a satisfactory return from rent alone.  There is even the possibility of shortfalls in generating rental income with the New York real estate market still not showing any signs of imminent growth.

Some Battery Park real estate agents stress the importance of aggressive pricing when the time comes to sell which is ideally after the 5-year mark.  Aggressive pricing is justified even in a competitive market with plenty of available choices.  With property buyers now more concerned with benefits rather than costs, a Battery Park property priced just right will attract people’s attention, provided that it has exactly the amenities that people want.  Amenities are especially important in a neighborhood where the annual median income for more than half of the households exceeds $ 100,000.

Are you looking for more information on Battery Park real estate agents? Visit today!

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Feeling Better About Filing For Bankruptcy

Filing for bankruptcy can be a very painful hit to your ego. While it may be the most sensible decision to make financially, depending upon your circumstances, that does not make it any easier.

However, perhaps the decision may not seem so bad, if you realize that some of the most famous and successful figures in history have been in your very position. Believe it or not, given hard work and drive, you can bounce back from this setback just like they did.

Abraham Lincoln has been in your shoes before. Abraham Lincoln himself was so behind in debt, selling his assets still did not pay off half his debts.

Everyone knows that he was an amazing leader during a tumultuous time in the United States history. He was one of the greatest presidents of our American history.

However, as a business owner, he was not able to keep his business on the right footing. He bought a general store as a young man, and then continued to buy out other stores inventories on credit even though his store was gaining enough profit to stay afloat.

He eventually sold his share of the stores, but this was not enough. His former business partner died, leaving all of the back taxes to Lincoln alone.

He had to sell his surveying gear and his horse, two of his last possessions, and continued to pay off debts well into the 1840’s. He was not the only former president to be in this position: Ulysses S. Grant, Thomas Jefferson, and William McLinley all filed for bankruptcy at once point as well.

Henry Ford is another of history’s most famous businessmen and inventors. Henry Ford started the Detroit Automobile Company in 1899, with the help of three politicians.

Over the next two years, the engineer only made about twenty cars, which led to bankruptcy. He bounced back though, reorganizing his company, and turning it into the incredibly successful Ford Motor company.

Ford had his fair share of opportunities, and left a very rich man. It certainly should make you feel better to know someone as brilliant and successful as him was once at rock bottom, financially.

In 1922, Walt Disney and a partner started a film company in Kansas City, Kansas. After buying a used camera, Disney shot and produced short advertising films and cartoons.

He even signed on with a New York company to distribute his films for the newly created Laugh-O-Gram studios. However, things took a turn for the worse, and he was greatly taken advantage of, probably due to his youth and naivety.

By the year 1923, he was forced to file. It was a hard hit for him, but he came back to be another one of the most creative and successful men in our country’s history. One door closed to him, but he worked to make ten more open.

The key to his success was determination, and drive. You can apply these same principles to come back, just as he did.

Milton Hershey, the candy mogul, also filed for bankruptcy. Hershey knew how to make candy, but was not a successful businessperson.

Instead of schooling, he learned the old-fashioned way by apprenticing at a candy shop for four years. After his adventures there, he started his own business in Philadelphia, in 1876.

Just six years later, his business went bankrupt. He also failed at selling sweets on the streets of New York City.

After returning home, he worked hard to create another business that would be successful. He started the Lancaster Caramel company, which he later sold for one million dollars.

He was then able to focus on his greatest passion, chocolate. It seems things turned out pretty well for him in the long run!

Another mogul in the food company was in a similar position at a point in his life. While H.J. Heinz may have been ten billion dollars in condiment revenue last year alone, he was not always in such an amazing financial position.

Heinz started a company, with two others, to make horseradish. Even though it is one of the famous 57 varieties, it did not agree with everyone’s pallet, and eventually hit Heinz’s wallet.

In 1827, the business went bankrupt, and Heinz reorganized with his family in Pittsburgh, Pennsylvania. Somewhere between fries and scrambled eggs, ketchup was created, and a billionaire was born.

Like these amazing figures in history, and many more, you can bounce back from a financial setback. Talk to an attorney today about where to begin.

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Bankruptcy Lawyer – How Can You Hire One?

Bankruptcy seems to be the only option for some people during hard economic times. Payment of accumulated debts like, insurance premiums, credit card debts and payment of housing loans becomes impossible for some people. A debtor can be assured of getting some relief by filing a bankruptcy.

Things can be easier to deal with if you consider hiring a bankruptcy lawyer. Debt relief option like bankruptcy involves huge paper-works and complex formalities. It is not possible for a common man to understand the ramifications of such legal matters. You should get in touch with a bankruptcy lawyer to assist you through the process.

As you decide to choose a reputed bankruptcy lawyer, you should consider the following points.

* Check whether the lawyer has license of practicing law in your state. You can get this done easily with the help of the local bar association. This is a mandatory step before you hire a lawyer.

* Make sure your lawyer holds a good degree of specialization in the field. Bankruptcy is an intricate field and only a person who has the expert knowledge in this field can help you filing your case.

* It’s advisable to get counseling from your attorney. This will help you to decide whether you should file bankruptcy 7 or bankruptcy 13.

* If possible, spend some time at a bankruptcy court to observe the action of a bankruptcy attorney. This can help you to get an idea of the court proceedings.

* Make a proper estimation of your monthly expenses before you consult your lawyer for the first time.

* After hiring a lawyer, do not leave everything for him to do and sit back. Stay involved in everything.

A bankruptcy attorney is the person who understands federal procedures and bankruptcy code. The rules and regulations involved in bankruptcy are pretty complex and it is not advised to get them done on your own.

Before filing a bankruptcy case, you should calculate the exact value for your assets and liabilities. A lawyer can help you to do this correctly. He is the person who has the right theoretical and practical knowledge in this field.

Are you being compelled to file a bankruptcy case because of shaky economic crisis and the huge number of debts? Do not worry as you can always hire a bankruptcy lawyer. Montgomery County, OH citizens can seek help from the expert team at Bankruptcy Law Office Dayton.

Bankruptcy lawyer Montgomery County, OH – The Bankruptcy Law Office Dayton provides individual financial and legal bankruptcy counsel to clients in the Montgomery County & Dayton OH area through bankruptcy services.

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Case Law: An Amendable Law

They are known as precedents under a process named as “stare decisis”. Such interpretations are segregated from the statutory laws which are the codes and statutes which are acted upon by the legislative bodies.

The regulations formed by the governmental agencies based on statutes is called the regulatory law; and it is known as common law in some states and form the generally accepted laws in the earlier English colonies. The hearings and trials which are not chosen as ‘courts of first impression’ never have outcomes or rulings that form the case law so such cases are not considered as precedents in case of future decisions of court. In the tradition of common law, the court decides the law which is applicable to a case by analyzing statutes and then applying precedents to record why and how former cases have been given an outcome.

The systems of common law follow the rule of “stare decisis” unlike the civil law systems. Generally most of the courts have to abide by their previous decisions in the cases of similar type, and all the lower courts need to make decisions in accordance with the previous outcomes of higher courts.

In general, higher courts never have a direct oversight over the record of lower courts. Therefore, the higher courts cannot take an initiative at any time to override the judgments of the lower courts. In case a judge gives a decision against the precedent and there is no appeal for the case, the decision stands.

A court of lower order may not rule against a precedent which is binding, although it may feel that it is unjust; it can only express the hope that the legislature or a higher court may make reforms to the rule being questioned. In case the court understands that the trends in legal reasoning make the precedent of no use, and wants to avoid it and assist in making the law better, it can state that the precedent is not consistent with the next higher authority, or it should be differentiated by some significant difference between the facts of the cases.

If the judgment goes for an appeal, the appellate court has the chance to review the case for the appeal and the precedent, probably which overrules the former case law by forming new precedent of greater authority. It can happen many times as the case moves up through appeals in succession. The different roles of case law in civil and common law traditions create differences in the way that courts render decisions.


Steve Mich is the author of this article and writes about Law news and other matters. For further details about case law please visit the

Trust ? Vital factor in Good Relationship

Trust is known to be absolutely essential to every relationship. Whether it’s with your children, your partner, your co-workers or your dog, the relationship can be endangered if trust is weak or non-existent. When one of both parties feel envious, it implies that not only trust is weak, but also the enviousness is eroding trust. Closeness and link in your love relationship or marriage will strengthen if trust is firm and  enviousness is not an issue. Here are some concrete ways to recognize and deal with jealousy before it damages trust in your relationship.



You probably know all of this but….when your mate is out with friends or appears to look at an attractive person walking down the street, or is talking closely with a co-worker at an office party, or whatever it is that sparks jealousy within you…. it can seem difficult to remember and practice.


Jamie knows all too well how important trust is in a love relationship. In her work, she spends just about every day counseling others on how to build trust. This makes it even harder when, in her personal life, jealousy shows up and seems to obliterate the trust she’s worked to build with her partner Lee. While Lee is the perfect mate for Jamie in so many ways, quite often she finds herself feeling jealous and mistrusting him. He tends to really focus in on projects at work and sometimes doesn’t call when he’s going to be late getting home. This drives Jamie crazy as she feels stuck in the midst of anger, fear, worry and even embarrassment. When Lee does call, answers his cell phone or arrives home, Jamie feels exhausted and wonders what’s really going on with herself, Lee and their relationship.


Jealousy and mistrust can both feel really BIG in your relationship-especially in the moments you are feeling either intensely. Try these suggestions to begin to turn around your jealousy habit, re-build trust and open up to the close, connected intimate love you are wanting.


1.) What’s the memory?

Jamie almost expects Lee to not call or communicate with her about his schedule. So when this happens (again), her jealousy and mistrust are ready to go. It’s as if the intensity builds as she looks at the clock waiting for it to strike “late o’clock.” Jamie also grew up with a father who not only consistently failed to communicate with her mother his plans; he also had several office affairs. These memories help to cement the jealousy and mistrust Jamie experiences and often have absolutely nothing to do with what’s going on in the present moment.


Ask yourself, “What’s the memory?” when jealous feelings arise. Take a moment to check in with yourself to see whether the assumptions you are making about your partner are rooted in the present or perhaps to some past experience. Jamie can find ease as she realizes that the jealousy she’s feeling right now has more to do with her childhood experiences watching her father and mother. She can choose to give herself love and find ways to heal these old wounds so that they don’t continue to seep into her current relationship with Lee.


2.) What’s the context?

When jealousy is triggered within you, it can feel like whatever happened is all that’s going on in your life. As Jamie realizes that Lee should be home from work and isn’t home yet and hasn’t called to explain why, the jealousy and fears take over and in that space, it seems to Jamie that their whole relationship is his failure to call and her failure to trust him. In the heat of the jealousy and mistrust, Jamie cannot remember the love and connection that she and Lee do share. She forgets that when he is with her, he is totally focused on what she’s doing, how her day was, and letting her know how much he loves her.


In much the same way, in those moments of jealousy and fear, Jamie’s entire life seems to be consumed by these emotions. She gets so caught up in worries about what Lee is doing and who he’s with that she forgets that she’d promised herself a walk in the park before dinner. Her walks in the park are special and renewing and could even be a way to ease her mind and shift attention.


When you find yourself all caught up in jealousy and mistrust, ask yourself, “What’s the context?” What is the expanded space you could find yourself in right now? Are your partner and your relationship really as narrow as you are seeing them or is there a bigger picture you might be missing? What could you choose right now to soothe your feelings?


It can be quite the “a-ha” when you really see how memory and past emotional wounds interfere with your ability to live life in this present moment. As you put the past behind you and begin to see the vast space around you for ease and relief, trust can begin to grow.


Start today to heal your jealous behavior by signing up for Relationship Coaches Susie and Otto Collins’ free course on how to stop jealousy at

India Will Overtake China

Ten years ago it was unthinkable in India than China. Major player in the new global realities of the new heralds of China and India. Global political architecture of the two countries changed rapidly from west to transfer power to the east. Question here and for China to beat India’s economic growth potential nature.

It is a question that poor countries to democracy and as a source of enrichment of autocratic government the right to compete with the Chinese political model may exceed the rule of law can a political model based on Indian pose.

India’s economic dynamism with great achievements and failures are a set of contradictions. In India, especially in recent years, but the promised economic reforms are sufficient. India can claim that no other country in the world that is so productive that is a weakness rather than strength of India is actually a pluralistic system, it does not explain the slow development has been.

Scene two years ago in India than China, a more competitive economy can be met with disbelief. The two countries on the day that the global economy provides valuable information for us. A fundamental difference is that China’s growth comes from the accumulation of resources, while India’s efficiency lies in the increase.

The rise of China’s major investment in infrastructure, economic liberalization and institutional reforms deserve much credit is due. China pursues this goal by giving priority to education low. education system of India, on the other side, especially in rural areas has improved continuously.

Corruption in China, fragile financial system, unemployment, energy security, environmental degradation, many challenges face the possibility of foreign direct investment to decline enough to make work already caused the failure of the storm, its aging society, 2020, the beginning and it is very unlikely that China’s pension and health care system and be able to place anyway, if the economy takes a downward trend of political instability , HIV / AIDS and the devastating effect of the most important thing is Taiwan conflict. emergence of China can be serious if it can stand facing a crisis of confidence.

China’s ambitious economic superpower has defects, including corruption and waste. India, however, many hidden, long-term benefit is. Although the literacy rate in India is more than China, its technical and management institutes in China so far from these schools are better than less. It is estimated that only 10 percent of Chinese engineers working in the skills required for a global company, while the comparable number for India is 25 percent.

In addition, huge flows of foreign investment in China are a double edged sword. He became a substitute for domestic entrepreneurship. Chinese goods made by some domestic companies are indeed. And some regulatory barriers that exist are besieged and have difficulty in mobilizing domestic capital. China’s public sector is bloated and heavy, but China is weak banking system NPLs has a frightening number.

China’s boom in export-oriented manufacturing largely foreign direct investment (FDI), which effectively act as a substitute for domestic entrepreneurship is a creation. Over the past 20 years, the Chinese economy took off, only a few local companies to large multinational companies globally that rivals have been developed.

On the other hand, India has a number of companies is now better than Europe and the United States has to offer international competition with eggs has been successful.

India face the challenges that China faces even greater challenges imaginable. Corruption is a major problem. However, the participation of India in the well through the process so that China can not deal with these issues is displayed. Although the democratic system of India can be complicated and slow, it is stable, less risky than opaque, authoritarian environment that makes investments.

India’s banking and financial institutions are well established and long-term market analysis, which explains their more efficient use of capital has been lent by.

Another advantage is that Indians in India, the common language is English, which makes it easy to install in the country creates an international trading system.

China because of its one-child policy has reduced the number of employees face. China’s active population of one billion by 2025 maximum, then decreases rapidly and provides retirement benefits are a big problem. 220000000 on China – on the other hand, the population of India will be 1600000000. Indians with half its population under 25 years means that the country eldercare health and future costs pension will be paid to this problem.

India has always been an average of 6 since the country embraced the market economy per cent. Increased over the last two years, with 8 per cent has been eventful. While India has an economy that grows at ground level, the person is above the roots of the Chinese economy, but the government is not fixed. China’s economy, but demand is not based on performance and guidance of strict government set by the manufacturers. Foreign investors have the opportunity to run when internal political turmoil and can erase the benefits of a blow to China have seen. On the other hand the long-term development of India provides that gives even the short term can not be heavy.

India 1.4 billion population is only 200 million short of China, however, India’s middle-aged over 24 years until China is in the thirties.

In the last decade, India has emerged in their growth rate after China. It is powered by the engine, and the world that the credibility of India has increased, and 21 th century became an economic power on the export of its labor force, and he showed everyone Officials Should I dare you.

With huge investment and strong domestic demand in China, where flow is a paradox insofar as China is concerned. The higher you go, the more you fall. In China, makers of well understood as they take deliberate steps to increase the economic crisis seems to have taken.

China better than India for future growth are maintained. Its capital markets operate more efficiently. They are also more transparent. Companies can get the money they need. India’s legal system, while much slower, more sophisticated technology and is able to resolve complex cases. The banking system has relatively few non-performing assets.

India’s democracy is alive and the news media is important to change the absurd, a safety valve which provides modern economic growth brings. India religious riots, secessionist movements, urban grime and bitter rural poverty. But voters know they can throw the rascals, and they regularly do.

For decades, investment funds of China and its Diaspora capacity and economic energy of Hong Kong and Taiwan have benefited. After years of ignoring its Diaspora, India is now welcoming them back – and they are more “intellectual capital” to offer than China. Flow of remittances from expatriate Indians in 2005 of $ 21 billion, more and more Chinese migrants have been sent. is a biggest B2B Portal in India. Find more information related to India and China trade relation –

URL  :

made-from-india is a biggest b2b marketplace  and b2b portal in india. Connecting global buyers to indian manufacturers, suppliers and exporters for the products which their needs.


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The Best Advice You Can Find On Working With Lawyers Is Here

It can be quite rattling to know you must appear in court; however, there are ways to minimize your stress. Find a great lawyer and relax. Read these tips to find a lawyer that works for and with you.

Talk to a lawyer about their history. A lawyer may have his or her own practice, but this does not always equal success. Knowing a lawyer’s record will enable you to determine whether or not he or she can handle your case successfully.

You should not hire the first lawyer you find for your case. You want to do your homework when picking a lawyer. This is important and you need to take it seriously. Therefore, make sure you ask other people and discover all you can on your potential lawyers.

TIP! Always obtain some background on an attorney before hiring him. The fact that a lawyer is practicing is no indication that he or she is successful or skilled.

If you find that a lawyer is actively seeking you out, refrain from hiring them. This is common practice among scammers and unscrupulous legal types; it is often seen when there is a large cash settlement up for grabs. Do your due diligence and hire the best lawyer on your terms.

Always know how to get a hold of your lawyer should you need him. One of the most common complaints people have about lawyers is being unable to get in touch. This can lead to a lot of issues, not the least of which is the fact that you will wonder if you are getting adequate service or not.

Clearly settle what your problem is before you go looking for a lawyer. The first thing to consider is whether you really need a lawyer or not. For example, a lawyer is needed if you’re charged with an offense, have a lawsuit coming up or if you’re in a divorce. Your situation may be different from those mentioned, but you still could need to speak with an attorney about something important.

Do not hire a lawyer who establishes the first contact. Respectable lawyers do not solicit new clients. Do research on your own to find a really good lawyer.

TIP! Before spending hours researching yourself, check with people you know and trust. You can get great suggestions for lawyers this way.

Listen to the advice your lawyer gives you, but keep in mind that they are working for you. Be sure to say so if your lawyer tells you something that makes you anxious or uncomfortable. A good lawyer should put your interests first, but understand that your lawyer likely has many other cases in addition to yours.

Don’t pick a lawyer if anything about them makes you uncomfortable. Their fee’s should not leave you feeling confused either. Stay away from signing over blank checks to lawyers, especially ones you do not know well. Before you get involved, ask what the costs are estimated at.

While you may stumble across a service on the Internet that helps you find a lawyer, you need to know that you really don’t know whether they’ve screen out the bad ones. Always research anyone that these types of services recommend and then go in for a meeting with them as well.

If you don’t feel at ease with a lawyer, do not hire them. This also goes for their fee structure. Do not sign an unlimited retainer. Prior to hiring them, ask them for estimate so fees do not get too steep.

TIP! A good tip if you’re going to be working with a lawyer soon is to communicate as best as you can with your lawyer. If you have deadlines coming up, make sure your lawyer has what he or she needs.

Look at how friendly the staff is in the prospective lawyer’s office. Are your calls answered promptly? Is the person answering the phone courteous? If you are not treated professionally before you retain the lawyer, they will likely treat you even worse once the lawyer is working for you.

As mentioned earlier, a good lawyer can make the entire legal process much easier. Choose a lawyer who is qualified and has experience instead of focusing on prices. Remember the tips in this article so you can come out on top after your court date!

Elderly Care Jacksonville – Help For The Elderly

As age advances, the needs of the elderly become more and more. Family members do their best to provide help, but it is often not enough. Some elders need much more attention and supervision than can be offered by busy family members. Elderly care in Jacksonville is designed to help out elders and their concerned families. Whether elders just need gentle reminders, some housekeeping help, or companionship; or if they need someone to stay with them during the day or night, or 24 hour live-in help; Jacksonville care services are ready to help.

Low level help is available in many forms. Calls can be placed to remind elders about doctor appointments, or medications. Or a care service may escort the elder to their appointments. As elders lose some ability to clean their houses, laundry, or cook for themselves it is great to have caregivers of elderly care in Jacksonville available to help out. Families of the elderly need some help in caring for their loved ones as they are busy with their own commitments. This makes in-home care for the elderly ideal. All care services are compassionate to the elderly and work hard to meet the needs and answer the concerns of both the elderly and their families.

Mid-level help may consist of therapy by a medically licensed professional. Elderly care in Jacksonville is equipped to do this as well. All employees of care services are background checked and drug tested by Florida’s Department of Law Enforcement. So families can be certain that this form of care is safe for their loved one. Many care service providers have developed special programs for patients who have memory loss, Alzheimer’s, or mental deterioration. These programs exercise the intellect and mental capacities and can improve the mental function of the elderly.

High level help requires constant supervision and help accomplishing daily tasks and basic survival like eating, bathing, dressing, grooming, etc. These patients are in late stage Alzheimer’s and can be very difficult. Many of them are still physically functioning and pose a danger to themselves. They cannot be left alone, ever. The relentless watch for families can be relieved by in-home supervision. Some elderly care in Jacksonville and surrounding areas like Duval, St John, and Orange Park; offers live-in care. These caregivers undergo psychological and personality testing to ensure that they can be completely trusted by families of the elderly.

Kathryn Murphy is an expert in elder care and is the owner of Comfort Keepers of Jacksonville, Florida. To learn more, visit today!

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An Overview Of Child Trust Funds

The Government announced earlier this month that the number of children with a Child Trust Fund has reached over 3 million. However, The Economic Secretary to the Treasury, Kitty Ussher, also highlighted that only three-quarters of parents have actively opened their Child Trust Fund accounts.  

This means that for the seven-hundred and fifty-thousand children whose parents did not open the Child Trust Fund themselves, the opportunity to gain one year’s worth of interest is lost. In fact, the accumulated loss of interest for all those Funds that have not been opened amounts to an estimated £15 million!

The Child Trust Fund is a long-term savings and investment plan set up by the Government to encourage parents to save for their children’s future. The Child Trust Fund is available to all children born on or after 1 September 2002 .  Children will receive an initial £250 in vouchers to open their Child Trust Fund accounts, with a further £250 when they reach seven years of age.  In addition to this money, parents, family and friends can contribute up to £1,200 each year into the Fund.   

Although opening a Child Trust Fund is relatively straightforward, choosing one can be more difficult.  With three types of accounts (cash, stakeholder or shares) available from numerous banks and building societies each with their own offers, terms and conditions and rates, finding the right Child Trust Fund for their children leaves many parents confused. Recent research from The Actuarial Profession has shown that most parents are simply overwhelmed by the huge amount of information they receive.  Often, the just need concise information which simplifies and compares the various accounts available.

Currently, there are several websites that compare only Cash Child Trust Funds, but only leads the way by providing a comparison table of all three types of Child Trust Funds: Cash, Stakeholders and Equity (or Shares) Child Trust Funds. has an all-inclusive, easy to understand comparisons of all Child Trust Funds provides parents the tools they need to make informed decisions about the best ways to compare Child Trust Funds available or to see how their children’s current Child Trust Fund compares to others on the market.

Joe Luong, Marketing Director for said, “Our feedback has shown that many parents are overwhelmed by the multitude of leaflets and fliers from financial bodies available regarding Child Trust Funds. Some even believe it is too much that they don’t even know where to start.”

“What parents of newborns need is clear and concise information explained in simple English on how best to compare their children’s Child Trust Fund. With, new parents are able to research everything they want to know about the Child Trust Fund from one reliable source.  On one site, they can seek guidance from other parents in the form of a Child Trust Fund discussion forum, look at product reviews and learn how best to compare Child Trust Funds.”

To further relieve some of the other stresses and strains for new parents, recently introduced a simple table of Child Trust Funds available where parents can simply click and download Child Trust Fund E-brochures of their choice in a PDF format. Each brochure provides information specific to that particular Child Trust Fund.  Access to this information on this one site saves parents the hassle and time of having to find every website for each product to investigate further.

The message from the Government is clear.  Parents who decide to invest their children’s Child Trust Fund voucher and earn interest on that investment will be better off than the 25% of parents who choose not to do anything at all. So ACT NOW! and start comparing the best Child Trust Funds for your children before you miss out on even more interest!

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